Real estate appraisal services for homeowners in the city of Frontenac and Crawford County

Check out the top seven reasons KS homeowners need Appraisal Service:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower their monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a KS divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Crawford county or KS

Own a house in or near Frontenac, KS and need help deciding the value of it?
Contact Appraisal Service.

At Appraisal Service, we understand the special needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Appraisal Service is seasoned in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenging Crawford county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. A professional appraisal from Appraisal Service is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Service can provide you with efficient appraisal to help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Service can help you with that. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.